“The goal of loving the poor is to help them stop being poor.” – Bo Sanchez
When somebody tells you that there is a way to get rich without a job, how do you react? Do you go take a notebook and ask that somebody to teach you how? Nah, I don’t think so. By age 20, we already have a programmed way of thinking. Because of our programming, our common reaction is to immediately doubt or resist the idea of making money without a job.
If most people around you (parents, brother, sister, close friends, relatives) are either employed, self-employed, looking for jobs, or looking for a higher-paying job, chances are your mind will fight back the idea of you being an entrepreneur. I know mine did. It took years for the idea to really sink in that I could be my own boss.
The good news about our mind is that, just like a computer, it can be reprogrammed. Before reprogramming our thoughts though, we need to identify the viruses that polluted our minds. I just picked out what I believe to be the top 10 myths that keep Filipinos poor:
Myth 1: I Did Not Graduate So I Can’t Be Rich
As I said in my previous post, most Filipinos focus too much on getting a college degree. Although it is indeed important, I don’t see it as a requirement for you to be rich. Financial education is more important.
Business owners do not necessarily have college degrees. More and more business opportunities, online opportunities are becoming available for the average Filipino. While entrepreneurship may not be for everyone, I know that it IS doable for anyone. Even with just an average intelligence, if you have the DESIRE to learn, you can do it.
As far as I know, Lucio Tan is a chemical engineering dropout from F.E.U. and yet he is one of the richest people in the Philippines. I have friends whose parents couldn’t afford to put them through college and yet they are now entrepreneurs making much more money than executives I know in the corporate world. I am pretty sure you can name someone with the same experience, wouldn’t you?
To be continued…
Saturday, October 31, 2009
Friday, October 30, 2009
Programmed to be 'Poor'
-I am a Filipino. I am programmed to be poor. How can I be rich?-
Did you know that Filipinos are ‘programmed’ to be poor? Here’s one reason why…
What do Filipino parents usually tell their kids to do, especially when their child is already in college? If you are a typical Filipino, the obvious answer would be “Anak, magaral ka nang mabuti para pagkagraduate mo, makahanap ka ng magandang…trabaho” (My child, study hard so that after you graduate, you can get a good, stable job).
I think it’s a risky advice these days. We all know people who already graduated but couldn’t get a well-paying job related to their course, so they just settle for whatever is available. There are those who do land a job in their field but later quit their line of work to again study another course to seek greener pastures (even doctors ‘quit’ to become nurses abroad!).
I learned from my mentor that there are 3 basic types of education.
Scholastic education is where you and I were taught how to read, how to write (and probably also sing) ABC, how to count, how to add and divide, etc. You have to go through this type of education to go to the next.
Professional education is where you and I were taught how to become professionals and/or skilled workers, you know, how to be a nurse, doctor, engineer, accountant, lawyer, pilot, programmer, mechanic, chef, architect, teacher, etc. Some pursue further studies to become more employable. Professional education is the education taught in most universities and colleges, and this is also the education Filipino parents insist their children to complete, i.e. if you are privileged to do so.
Did you notice that the richest people in the Philippines (and in the world) are not employees? That’s right, they’re not. They are entrepreneurs, business owners, and investors. If your goal is to be “comfortable” in life, I think that could be achieved working in someone else’s business. If your goal is to be financially free and help make a richer Philippines, you should start ‘minding your own business.’
I don’t blame our parents, by the way, because our parents’ parents just gave them the same advice. “Study hard, get good grades, and find a good company to work for” advice might have worked for previous generations but in this day and age, the Information Age, there are way better options.
There is nothing wrong with getting a professional education. What’s wrong is that most Filipinos think that their education stops after school and that a high-paying job will solve their financial worries.
Consider your situation now. If you followed the usual advice and got a ‘stable’ job, even if you are working abroad, does it or did it guarantee you freedom from financial worries (bills, rent, kids’ growing tuition fees, credit card debt, medical expenses, loans, etc)? I don’t think so.
The third type of education that is completely neglected is financial education. Financial education is NOT taught in our schools that is why most Filipinos are financially challenged. Passive income, dividends, cashflow, exponential income, growth funds, investing, bull market…were these taught to us?
If it took you AT LEAST 14 years of studying (6 years in elementary school, 4 years in high school, and at least 4 years in college) and some experience to get you to your current income level, it will also take time and effort to unlearn stuff, reprogram your mind, and gain financial education to free you from your job to enjoy both time and financial freedom with your loved ones.
The good news is that getting financial education today is not as expensive as what our parents paid for our professional education. The bad news is, financial ignorance is a million times more expensive if you don’t get yourself educated in this arena.
Here are 5 simple suggestions to help jumpstart your financial education:
* You may contact 0927.247.0943 if you’re interested to play or organize a game for 5-6 players max.
“Formal education will make you a living; self-education will make you a fortune.” – Jim Rohn
Did you know that Filipinos are ‘programmed’ to be poor? Here’s one reason why…
What do Filipino parents usually tell their kids to do, especially when their child is already in college? If you are a typical Filipino, the obvious answer would be “Anak, magaral ka nang mabuti para pagkagraduate mo, makahanap ka ng magandang…trabaho” (My child, study hard so that after you graduate, you can get a good, stable job).
I think it’s a risky advice these days. We all know people who already graduated but couldn’t get a well-paying job related to their course, so they just settle for whatever is available. There are those who do land a job in their field but later quit their line of work to again study another course to seek greener pastures (even doctors ‘quit’ to become nurses abroad!).
I learned from my mentor that there are 3 basic types of education.
Scholastic education is where you and I were taught how to read, how to write (and probably also sing) ABC, how to count, how to add and divide, etc. You have to go through this type of education to go to the next.
Professional education is where you and I were taught how to become professionals and/or skilled workers, you know, how to be a nurse, doctor, engineer, accountant, lawyer, pilot, programmer, mechanic, chef, architect, teacher, etc. Some pursue further studies to become more employable. Professional education is the education taught in most universities and colleges, and this is also the education Filipino parents insist their children to complete, i.e. if you are privileged to do so.
Did you notice that the richest people in the Philippines (and in the world) are not employees? That’s right, they’re not. They are entrepreneurs, business owners, and investors. If your goal is to be “comfortable” in life, I think that could be achieved working in someone else’s business. If your goal is to be financially free and help make a richer Philippines, you should start ‘minding your own business.’
I don’t blame our parents, by the way, because our parents’ parents just gave them the same advice. “Study hard, get good grades, and find a good company to work for” advice might have worked for previous generations but in this day and age, the Information Age, there are way better options.
There is nothing wrong with getting a professional education. What’s wrong is that most Filipinos think that their education stops after school and that a high-paying job will solve their financial worries.
Consider your situation now. If you followed the usual advice and got a ‘stable’ job, even if you are working abroad, does it or did it guarantee you freedom from financial worries (bills, rent, kids’ growing tuition fees, credit card debt, medical expenses, loans, etc)? I don’t think so.
The third type of education that is completely neglected is financial education. Financial education is NOT taught in our schools that is why most Filipinos are financially challenged. Passive income, dividends, cashflow, exponential income, growth funds, investing, bull market…were these taught to us?
If it took you AT LEAST 14 years of studying (6 years in elementary school, 4 years in high school, and at least 4 years in college) and some experience to get you to your current income level, it will also take time and effort to unlearn stuff, reprogram your mind, and gain financial education to free you from your job to enjoy both time and financial freedom with your loved ones.
The good news is that getting financial education today is not as expensive as what our parents paid for our professional education. The bad news is, financial ignorance is a million times more expensive if you don’t get yourself educated in this arena.
Here are 5 simple suggestions to help jumpstart your financial education:
- Instead of being a couch potato, READ books about money and success! Read first The Science of Getting Rich by Wallace Wattles.
- Get financial mentors – be very careful to whom you listen to because you’re more likely to end up like them.
- Set aside 3 hours a week and play CASHFLOW 101 Board Game.*
* You may contact 0927.247.0943 if you’re interested to play or organize a game for 5-6 players max.
- Immerse yourself on seminars on money and financial success. To name just a few:
- Truly Rich Seminars – www.iamtrulyrich.com
- Financial Freedom 101 Courses – www.empoweringyou.ning.com
- Attracting Wealth Series – www.johncalubtraining.com
- Unleash Success Seminars – www.unleashinternational.com
- Start a small business on the side – sell sandwiches, sell clothing, sell cookies, sell bags, sell vitamins, sell real estate, sell anything! Don’t stop trying even if you keep on failing. What’s important now is what you learn and not what you earn!
“Formal education will make you a living; self-education will make you a fortune.” – Jim Rohn
Thursday, October 15, 2009
Attracting Wealth
I attended John Calub’s free preview of "Attracting Wealth: How to Become a Multi-Millionaire by Harnessing the Law of Attraction" last night. I had an idea on what he’ll be talking about, as I have read The Secret*, The Science of Getting Rich, Secrets of the Millionaire Mind, Rich Dad series and other Kiyosaki books, Conversations with God, Bo Sanchez books, and still reading Master Key System among countless books.
(*I’ve seen the movie too more than 10 times and still love to watch it…my all-time favorite and I still listen to the audio book as well.:) Get a free copy of The Secret DVD. Ask me how.)
I wanted to meet this person whose training was highly spoken of by a friend, so it was good that he had a free preview before the actual paid workshop. I am so excited for the workshop though that I already paid for it without the preview.;-)
It was interesting as he started off by saying that setting realistic goals (R of the very familiar S.M.A.R.T. goals) was ‘wrong.’ He said, “Why set realistic goals when you can do the impossible?” Wow, very bold and inspiring! This is the kind of person I want to associate with!
The concept of his training is not unique (you may have read about the Law of Attraction from numerous books), and we teach similar concepts in our company trainings. I like the fact though that he teaches a do-it-yourself system that will ‘allow you to align yourself with the universal laws of prosperity and abundance and to harness the untapped powers of your mind to create the life you want.’
This is what I need right now; I haven’t moved past Chapter One yet of the Master Key System.:-D I know I attracted him and this training into my life. The timing can’t be more perfect.
If you have read the books above or something similar and the Law of Attraction seem to be working against you, e.g. you’re attracting debt, sickness, damaging relationships, or a mind-numbing job, instead of wealth, wellness, or a perfect partner, then this workshop is for you too!
If you are not yet doing as well as you’d like, i.e.
• You have goals that you haven’t achieved yet
• You dream big dreams, not just a regular paycheck
• You feel that you can be more than you are
• You feel that you can do more than what you’re currently doing
• You feel that you can have much, much more than what you’re getting
then this workshop is a great start for you! Learn how to harness the power of the Law of Attraction and meet with like-minded people who are also serious about changing something in their lives.
If you will not act on your dreams, who will?
If you don’t act on your dreams NOW, when will you?
Sunday, October 11, 2009
Law of Attraction
You use the Law of Attraction in your everyday life. You have used it to win a competition that seemed hopeless or to get that A in a math exam or get the job that you want (or not) or even attract disasters and successes in life.
Although this may be the first time you have heard of the concept of the Law of Attraction, you have really realized its power in your life, but was not really conscious of it.
You use the Law of Attraction, whether consciously or unconsciously, to attract people and circumstances into your life.
You cannot control what you are not conscious of, but you can learn about the Law of Attraction so that you can take 100% RESPONSIBILITY for YOUR LIFE and start achieving more!
You can get a FREE preview of Attracting Wealth! Click here. Master trainer John Calub has trained and coached more than 20,000 people across the country in the areas of peak performance, sales, and motivation. He has produced several multi-millionaires, and he is ready to take you to the top!
Although this may be the first time you have heard of the concept of the Law of Attraction, you have really realized its power in your life, but was not really conscious of it.
You use the Law of Attraction, whether consciously or unconsciously, to attract people and circumstances into your life.
You cannot control what you are not conscious of, but you can learn about the Law of Attraction so that you can take 100% RESPONSIBILITY for YOUR LIFE and start achieving more!
You can get a FREE preview of Attracting Wealth! Click here. Master trainer John Calub has trained and coached more than 20,000 people across the country in the areas of peak performance, sales, and motivation. He has produced several multi-millionaires, and he is ready to take you to the top!
“There is abundance for everybody, and it is each person’s responsibility to summon their own desires…When you make feeling good a priority, that magnificent frequency will radiate and touch everyone close to you.
“Nothing is limited, not resources or anything else. It is only limited in the human mind. When we open our minds to the unlimited creative power, we will call forth abundance and see and experience a whole new world.” – The Secret by Rhonda Byrne
Subscribe to:
Posts (Atom)